An Evolution of Kisan Credit Card Scheme : Status and Growth

Abstract

Kisan credit card scheme has emerged as innovative credit delivery mechanism to meet the production credit requirement in a timely hassle free manner. It is a vital tool for the rural development. Right from the inception of this scheme the farmers are enjoying the inherent advantages. As a pioneering credit delivery innovation, Kisan Credit Card Scheme aims at providing adequate an imely credit support from the banking system to the farmers for their cultivation needs including purchase of inputs in a flexible, hassle free and cost effective manner. The present study is attempt to analyze status and progress of Kisan Credit Card Scheme made by the Banks in Balaghat district of Madhya Pradesh based on the secondary data, from time series 2009 to 2010 will be the reference year for this research paper